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17 Best Money Saving Apps in 2023
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Joshua Mayo
Saving money is a crucial part of building wealth or meeting certain financial goals. If you aren’t saving money, it’s important to start as soon as possible.
Saving your money gives you more freedom and opportunity. For example, it allows you to invest more, go on more vacations, and be a more generous person. Saving money has become easier thanks to money saving apps and websites. Most of which are free and available at your fingertips.
Here are 18 of the best money saving apps you can find. These apps make saving toward your financial goals easier, and in some cases, faster.
Summary of 17 Best Money Saving Apps in 2023
Product
Rating
Best for
Promotion
Learn more
Stash
$5
Why we like it
ReceiptHog is a free mobile app that allows you to earn rewards on your everyday purchases.
To earn rewards, simply snap a picture of your receipt and upload it into the app. The more receipts you upload, the more rewards you receive.
For every qualifying receipt that you upload, you’ll earn coins or “spins”. Coins can be redeemed for cash paid out via PayPal. Spins allow you to spin the “Hog Slots” for a chance to win more coins.
The app is actually really fun to use and adds a nice spin on traditional cash back apps.
Pros
- The app is easy to use, intuitive, and fun
- Shop anywhere and receive Coins that can be used to redeem for cash
- Take paid surveys, win free shopping trips, and more
Cons
- Not a very user-friendly desktop website
Mr. Rebates
$7.50
Why we like it
ReceiptHog is a free mobile app that allows you to earn rewards on your everyday purchases.
To earn rewards, simply snap a picture of your receipt and upload it into the app. The more receipts you upload, the more rewards you receive.
For every qualifying receipt that you upload, you’ll earn coins or “spins”. Coins can be redeemed for cash paid out via PayPal. Spins allow you to spin the “Hog Slots” for a chance to win more coins.
The app is actually really fun to use and adds a nice spin on traditional cash back apps.
Pros
- The app is easy to use, intuitive, and fun
- Shop anywhere and receive Coins that can be used to redeem for cash
- Take paid surveys, win free shopping trips, and more
Cons
- Not a very user-friendly desktop website
Rakuten
$10
Why we like it
ReceiptHog is a free mobile app that allows you to earn rewards on your everyday purchases.
To earn rewards, simply snap a picture of your receipt and upload it into the app. The more receipts you upload, the more rewards you receive.
For every qualifying receipt that you upload, you’ll earn coins or “spins”. Coins can be redeemed for cash paid out via PayPal. Spins allow you to spin the “Hog Slots” for a chance to win more coins.
The app is actually really fun to use and adds a nice spin on traditional cash back apps.
Pros
- The app is easy to use, intuitive, and fun
- Shop anywhere and receive Coins that can be used to redeem for cash
- Take paid surveys, win free shopping trips, and more
Cons
- Not a very user-friendly desktop website
TopCashback
4.7 / 5
None
Why we like it
ReceiptHog is a free mobile app that allows you to earn rewards on your everyday purchases.
To earn rewards, simply snap a picture of your receipt and upload it into the app. The more receipts you upload, the more rewards you receive.
For every qualifying receipt that you upload, you’ll earn coins or “spins”. Coins can be redeemed for cash paid out via PayPal. Spins allow you to spin the “Hog Slots” for a chance to win more coins.
The app is actually really fun to use and adds a nice spin on traditional cash back apps.
Pros
- The app is easy to use, intuitive, and fun
- Shop anywhere and receive Coins that can be used to redeem for cash
- Take paid surveys, win free shopping trips, and more
Cons
- Not a very user-friendly desktop website
Honey
$5
Why we like it
ReceiptHog is a free mobile app that allows you to earn rewards on your everyday purchases.
To earn rewards, simply snap a picture of your receipt and upload it into the app. The more receipts you upload, the more rewards you receive.
For every qualifying receipt that you upload, you’ll earn coins or “spins”. Coins can be redeemed for cash paid out via PayPal. Spins allow you to spin the “Hog Slots” for a chance to win more coins.
The app is actually really fun to use and adds a nice spin on traditional cash back apps.
Pros
- The app is easy to use, intuitive, and fun
- Shop anywhere and receive Coins that can be used to redeem for cash
- Take paid surveys, win free shopping trips, and more
Cons
- Not a very user-friendly desktop website
Frequently asked questions
What is the best app for saving money?
The best app for saving money is the app that works for you and helps you to meet your financial goals. Some people prefer a more passive approach to saving and like the features offered on apps such as Acorns and Drop. Others prefer a more hands-on approach with apps like Personal Capital and YNAB.
Here’s a list of the best apps for saving money:
Acorns — Best if you’re a new investor
Stash — Best if you have some experience investing
Personal Capital — Best if you need robust finance tools
Qapital — Best if you want a modern and fun tool for banking and saving
Honey — Best if you want automated coupons at checkout online
Rakuten — Best if you want to get cash back when shopping major brands
Ibotta — Best if you want to save on groceries
Drop — Best if you want to save money passively
Dosh — Best if you want to make money doing everyday things
Truebill — Best if you want to manage your subscriptions
YNAB — Best if you want a new way of budgeting
Cleo — Best if you want to make budgeting fun
Goodbudget — Best if you prefer a basic budgeting tool
Pocketguard — Best if you want a modern solution for budgeting
Digit — Best if you prefer to not think about saving
Mr. Rebates – Best for cash back offers
TopCashback – Best for cash back offers
Are money saving apps safe?
As long as you are using money saving apps developed by reputable companies, yes they are safe. Any app that requires you to connect your bank account or credit card will be equipped with encryption technology to keep your information safe from hackers and cybercriminals.
Our methodology
To determine which money-saving apps offer the best user experience, The Investor Post analyzed over 24 top apps that offered features that will help you save money. We look at several factors including pricing, features, and other user reviews and ratings.
We narrowed down our rankings to only include the apps that would provide you with the best possible experience and help you accomplish your savings goals. Not all of the apps on this list provide similar features. Some apps are specifically for managing your budget and providing you with tools to help you save more money, while other apps are used to find cash back offers and coupons while shopping online and in-store.
The one thing that all the apps on this list have in common is that they can help you to save more money in some way.
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