best of

17 Best Cash Back Sites in 2022

You can trust The Investor Post
Our strict editorial guidelines ensures that our reader’s best interest is always prioritized. Therefore, know that any references to products or services from our partners in this post, although they may compensate us, have not influenced our evaluations. Read about how we make money.

This is the most comprehensive list of the best cash back sites on the internet.

We’re going to walk you through each cash back service and talk about the best features, pros and cons, payouts, and more.

If you want to start maximizing your cash back savings, you’ll love this list. Let’s get started.

Summary of 17 Best Cash Back Sites in 2022



Best for


Learn more



Our rating

4.6 / 5

Best for
Earning bitcoin back


+ 250 shares of iConsumer stock
on iConsumer's website

Why we like it

iConsumer was founded in 2010 and brought a unique approach to the vast world of cash back sites.

Instead of only paying you cash back with gift cards or PayPal transfers, you can choose to be paid with iConsumer stock. That’s right, real equity—a piece of their company.

For example, I currently have 100 shares of iConsumer stock because of an offer I completed. Their stock (RWRDP) is currently trading between $0.10 and $0.20 per share, which means my 100 shares are worth between $10 and $20.

It’s a very unique approach, and it seems to be working.

Once you’ve earned 2,500 shares of stock, you can transfer them to a brokerage account and sell them on the market. Or, perhaps you can keep them.

Maybe one day, the share prices will jump more, which means you’ll earn more when you sell your shares.

Additionally, iConsumer offers bitcoin as a form of payment for cash back.


  • Become a shareholder in a publicly-traded company
  • Over 2,400 stores with cash back offers
  • Earn double the savings, cash back and shares of iConsumer stock


  • Limited payout options
  • Checks are mailed out once a month
  • Help center articles are unorganized

Mr. Rebates

Our rating
Best for
Cash back offers


upon sign up
on Mr. Rebates's website

Why we like it

Mr. Rebates is a cash back website with offers at over 3,000 stores. Shop popular retailers like Walmart, Target, Kohl’s, and more.

Mr. Rebates has been saving millions of people money since 2002. It’s a legitimate way to earn cash back while shopping online. With over 3,000 online retailers to shop from, your favorite store likely has cash back offers. Sign up for Mr. Rebates today and get a $5 signup bonus when you make your first purchase through the website or browser extension.


  • Over 3,000 stores with cash back offers
  • Mobile app lets you earn cash back anywhere
  • You get a signup bonus after your first purchase


  • Cash back is only paid out once a month
  • Not all items are eligible for cash back


Our rating
Best for
Cash back shopping online


after your first purchase
on Rakuten's website

Why we like it

Rakuten (formerly Ebates) is a browser extension that gives you cash back when shopping online at your favorite stores.

You can earn from 1% up to 40% cash back on just about everything purchased through the Rakuten extension or website.

Rakuten has partnered with thousands of stores, including huge names like Amazon, Best Buy, Nordstrom, Target, and Nike.

Similar to Honey, which I mentioned above, using Rakuten is basically getting free money. If you shop online a lot, you can easily save anywhere from a few hundred dollars to a few thousand dollars per year.

Using it is simple. When you download the browser extension, anytime you shop online, Rakuten will check for cash back rewards during check out. If there is a cash back opportunity, you’ll see a popup indicating that your purchase is eligible for cash back.

Rakuten can also be used for in-store purchases. Simply link your credit card to the mobile app or website and activate the in-store offer.

When making in-store purchases, it can take anywhere from a few hours to days to confirm your purchase and get your cash back.


  • 2,500 stores with cash back offers.
  • Easy to use website and mobile app.
  • Cash back savings from over 2,500 stores and brands, including Nike, Walmart, Target, Chewy, and a lot more.


  • Cash back is paid out quarterly.
  • Not all items at an eligible store are eligible for cash back


Our rating

4.7 / 5

Best for
Cash back offers


on TopCashback's website

Why we like it


  • No minimum payout amount — Unlike many other cash back websites, TopCashback does not have a minimum payout amount for direct deposits to your bank or PayPal. You can redeem your cash back even if you only have $0.01.
  • Over 4,400 stores — TopCashback has partnered with over 4,400 stores, including Walmart, Amazon, Target, and more. That’s more stores than any other cash back service.


  • No in-store cash back options — TopCashback only works for online shopping. Since most people don’t shop 100% online, this could limit your earning potential. For in-store cash back, check out Rakuten or Ibotta.
  • No signup bonus — Most cash back websites will incentivize you to sign up by offering a cash sign up bonus. TopCashback doesn’t do this.


Our rating

4.9 / 5

Best for


upon sign up
on BeFrugal's website

Why we like it


  • Plenty of payout options
  • Over 5,000 cash back stores
  • No minimum payment thresholds


  • No cash back for in-store purchases
  • Cash back can take a long time to be credited

Frequently asked questions

Do cash back sites work?

es, cash back sites work. In fact, they have been around for nearly two decades. Cash back sites, such as Rakuten, save members millions of dollars per year on everyday purchases such as groceries, clothes, and electronics.

Can you use multiple cash back sites?

Yes, this is also known as cash back stacking. It works by using multiple services for different functions at once. What does this mean? For example, you could use Rakuten to shop a cash back offer, then use Honey to find a coupon for your purchase, and then use a cash back credit card to make the purchase. That’s triple savings!

How do cash back sites make money?

Most cash back sites make money by earning a commission when they refer you to a website where you make a purchase. For example, if you click on a link leading to from Rakuten’s site, if you make a purchase, Rakuten will earn a commission. They then pay pass some of that commission on to you in the form of cash back.

Final Takeaways

There you have it, 17 of the best cash back sites and apps.

I hope you found this post useful and can use some of the ideas to help you keep more of your hard-earned money in your pocket.

If you’d like to learn more ways you can save money, be sure to check out these posts:

About the author

Joshua Mayo is the founder of The Investor Post, runs a self-branded YouTube channel, and is an avid investor and entrepreneur.

Watch finance videos on YouTube

Watch finance videos on YouTube with exclusive content produced by Joshua Mayo, our founder.

Advertiser disclosure

Links on this website may lead you to a product or service that provides an affiliate commission to the owners of this site should you make a purchase. In no way does any affiliate relationship ever factor into a recommendation, or alter the integrity of the information we provide. Please note that we have not been given any free products, services, or anything else by these companies in exchange for mentioning them on the site. The only consideration is in the form of affiliate commissions.